ACH Universal > Accounts > Creating An Account > Account Setup
Overview
In Account Setup, you will enter account information to identify your organization's bank account in the ACH file.
Required
You must have already completed Account Creation.
Steps
Select File from the main menu, then ACH Setup.
The ACH Setup Wizard will be displayed. Click Next.
In Figure 1 (below), you will begin to enter the information that identifies your organization in the ACH file. This is used by your bank, which is processing the ACH file, to identify the proper account to use for the transactions. Unless explicitly stated, all fields are required.
 Figure 1 - ACH Setup (Screen 2 of 6) |
Immediate Destination Code
The ABA or Routing Number of the bank processing the ACH file. For example, if you are transmitting the file to ABC Bank, it would be the ABA or Routing Number of ABC Bank.
Immediate Destination Name
The name of the same bank from Destination Code. Maximum length is 23 characters.
Immediate Origin ID
This is bank-assigned. In most cases it is your organization's Federal Tax ID number, although sometimes it is the ABA Number. You must obtain this from the bank.
Immediate Origin Name
Your company's name, as listed in the bank's records. Maximum length is 23 characters.
After filling out each field, click Next.
 Figure 2 - ACH Setup (Screen 3 of 6) |
Company Name
Can be the same as Immediate Origin Name from the previous screen, but Company Name is limited to 16 characters. This is the name that will show on customer, employee, and vendor bank statements.
Company ID
In most cases, this is the Federal Tax ID. If you entered ABA Number for Immediate Origin ID on the previous screen, you should most likely enter the Federal Tax ID here. If you entered the Tax ID before, you can enter it again.
Originating DFI
In most cases, this is the same as the Immediate Destination ID from the previous screen with the last digit left off (making this 8 digits).
Pre-fill Common Entries
Click this link to fill the information in the above fields with information based on that entered in the previous screen. For example, Company ID will match Immediate Origin ID and Company Name will be the first 16 characters of Immediate Origin Name. Using this link is strictly optional.
Advanced Batch Processing
Check the box to separate file batches by origination account. In the textbox, enter any discretionary data you wish to include. For more information on this topic, see LINK Using multiple origination accounts
When finished, click Next.
 Figure 3 - ACH Setup (Screen 4 of 6) |
Application - Standard Entry Class Code
The default NACHA format is the PPD format. To change the default to a different format, select it from the dropdown box. To use CTX, select the CTX-EDI Subsets radio button. This will use the EPN-STP 820 format.
For information on other non-CTX formats, see LINK NACHA Formats
For information on CTX, see LINK CTX
Offset Record
If your bank requires an offset record, click this checkbox.
In Offset ABA/Routing #, enter the ABA or Routing Number for your organization's bank.
In Offset Account #, enter your organization's bank account number.
Only use an offset record if your bank notifies you that it is required.
Preferences
In the Default Text field, enter the description of the transaction that will show on customer, employee, and vendor bank statements. For example, you might enter "Payroll" for a direct deposit payment to an employee.
In the Default Effective Date dropdown box, select when you want the bank to process the transactions or what the bank instructs you to enter. For example, some banks want an ACH file two days prior to processing. In that case, change the dropdown to Two Days.
Note: The bank's rules determine the exact date of processing. Contact your bank for their exact policies.
When finished, click Next.
 Figure 4 - ACH Setup (Screen 5 of 6) |
Profile Lookup
ACH Universal has full support of profiles for creating payments. Profiles are not required by ACH Universal, however, as it is capable of ad hoc payments. When using profiles, the lookup can be done by Name or by ID Number (most common). You must ensure that the lookup field contains unique records.
Checking or Savings Accounts
If your file contains a field that differentiates an account between a checking account and a savings account, enter the appropriate checking account text into the textfield. ACH Universal will interpret all other text as indicating a savings account.
Consumer or Corporate Accounts
Similar to Checking or Savings Account text above, use text in this field to identify a consumer account. All other text in that field will cause ACH Universal to treat the record as a corporate account.
Pre-notification
Pre-notifications are used to test a transmission to ensure all settings are correct before transmitting live data. A pre-note is indicated in your data by a 0 amount. In the dropdown box, select the transaction type you wish to test (DR - collecting funds or CR - paying funds).
When finished, click Next.
The next screen is the last screen in the process. In most cases, you can simply click Finish. For information on the additional options, see ACH Setup - Advanced Options LINK.
You have finished creating and setting up an ACH Universal account. You can now begin importing data into the account and transmitting ACH files.
Next Step
Importing Transactions
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