ACH Universal > Mapping > Deciding What To Map > PPD - Prearranged Payment and Deposit Entry
The PPD Standard Entry Class Code is used for credits and debits involving consumer accounts based on a standing authorization. There are two many ways PPD is used:
Direct Deposit - Direct Deposit is a credit program that transfers funds into a consumer's account at the Receiving Depository Financial Institution. The amount deposited can be from a variety of products, such as payroll, interest, pension, dividends, etc.
Pre-Authorized Bill Payment - Preauthorized payment is a debit program enabling companies with billing operations to collect funds from consumers thorough the electronic transfer of bill payment entries. For example, monthly payments of household utility bills can be collected through a PPD.
Note: Information below assumes you are using a Profile-Based import. If you are not (using Ad Hoc instead), you must also import an account number as ACH_Account and an ABA/Routing Number as ACH_Routing_ABA. The below screenshot uses a name-based lookup to link each entry to a customer, employee, or vendor profile.
The mappings for remaining fields required to use PPD are:
| • | Name as ACH_Name_Internal (Profile Lookup) |
| • | Amount as Amount or Amount_Reverse_Sign (use Amount if amounts are being paid out and are negative OR are being collected and are positive, otherwise Amount_Reverse_Sign) |
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