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ACH_Transaction_Code |
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ACH Universal > Mapping > Mapping Fields > ACH_Transaction_Code ACH_Transaction_Code Usage: A two-digit code that specifies a specific ACH transaction. Required: No Restrictions: None A transaction code provides the actual instructions to the file processor on how to use transaction party account information and amount. Usually, the transaction codes are created by ACH Universal corresponding to the transactions in a file. However, you may wish to specify the transaction code manually in the file. To do so, list the proper code (shown below) and map this field to the column. (Note: This is very rare.)
The codes are grouped by type of account (checking or savings) and type of transaction (credit or debit). These are the most commonly used codes. This is not a comprehensive list. Please consult the ACH Rules manual for all codes.
Credit Records
21 - Automated return or Notification of Change for code 22, 23, or 24 22 - Automated deposit 23 - Prenotification of credit authorization. Also Death Notification and Enrollment Entries (both non-dollar transactions) 24 - Remittance data for CCD and CTX (zero dollar).
Debit Records
26 - Automated return or Notification of Change for codes 27, 28, or 29 27 - Automated payment 28 - Prenotification of debit authorization (non-dollar transaction). 29 - Remittance data for CCD and CTX (zero dollar)
Savings Account Credit Records
31 - Automated return or Notification of Change for codes 32, 33, or 34 32 - Automated deposit 33 - Prenotification of savings credit authorization. Also Death Notification and Enrollment Entries (both non-dollar transactions) 34 - Remittance data for CCD and CTX (zero dollar)
Savings Account Debit Records
36 - Automated return or Notification of Change for codes 37, 38, or 39 37 - Automated payment 38 - Prenotification of savings debit authorization (non-dollar transaction) 39 - Remittance data for CCD and CTX (zero dollar)
Financial Institution General Ledger Credit Records
41 - Automated return or Notification of Change for codes 42, 43, or 44 42 - Automated General Ledger deposit (credit) 43 - Prenotification of General Ledger Credit Authorization (non-dollar) 44 - Remittance data for CCD and CTX (zero dollar)
Financial Institution General Ledger Debit Records
46 - Automated return or Notification of Change for codes 47, 48, or 49 47 - Automated General Ledger payment (debit) 48 - Prenotification of General Ledger Debit Authorization (non-dollar) 49 - Remittance data for CCD and CTX (zero dollar)
In order to use ACH_Transaction_Code, you would need a column holding one of the above codes mapped as such. The amounts can be either positive or negative.
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