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Automated ACH Payments

From health clubs to utility companies, more and more businesses want to automate their collections process and obtain payments directly from their customers - easily, automatically and securely.

Automated payments are made through the Automated Clearing House (ACH) network, a nationwide batch-oriented electronic funds transfer system governed by the NACHA operating rules which provide for the interbank clearing of electronic payments for participating depository financial institutions.

Benefits of Collecting Automated ACH Payments:

  • Reduced risk
    Because payments can be collected automatically, there are no paper checks to handle, thereby reducing the risk of check forgery, theft or fraud.
  • Reduced costs
    When payments are received automatically, there's no need to manually process checks and credit cards - a costly, error-prone and time consuming task.
  • Expedited cash flow
    Automatic payments are transmitted quickly and don't require a waiting period to receive and access funds.


ACH Universal allows you to create ACH files for:
• Collections from clients
• Direct Deposit for employees
• Payments to vendors and gov't agencies
• Consolidating funds between accounts

Example: ACH / NACHA Payments File
ACH Payments File

ACH Payments Solution - ACH Universal™ allows you to collect automatic payments from customers - easily, automatically and securely. This client-side software allows you to increase your productivity and bottom line by automating the ACH payment process.

For more information about ACH Universal and other award-winning Treasury Software cash management and electronic payment solutions, call 866-226-5732.


Are you a QuickBooks user? Visit our QuickBooks integration module.


No Risk - Test with your Bank
Download free full-working version
Create an ACH file to test with your bank. No credit card needed, no catch.
Completely risk-free, no obligation.


Would you rather see it in action?
ACH NACHA file
Watch our overview video (1 min 40 sec)


ACH NACHA file
Watch our getting started video (7 min 31 sec)



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