ACH Universal enables users to create NACHA compliant files for use with Fedline and other systems.
In addition to standard origination (PPD, CCD, etc...) transactions, the Processor Edition now incorporates the features from the Banking Edition, including: --Returns, and --Notification of Changes
To create ACH Return files - you need a Processor edition of ACH Universal.
Note: If you are a client of a bank - you will want to view the client-side of returns.
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